eBay & PayPal Fee Calculator with Marketplace Comparison
Calculate Poshmark fees and seller proceeds, compare eBay managed-payment profit with PayPal direct-sale fees, and audit payouts across major resale marketplaces.
| Platform | Fees | Net Profit | ROI | Margin |
|---|---|---|---|---|
🥇 Facebook local local pickup no platform fee | -$0.00 | $35.00 | 233% | 70% |
🥈 Vinted seller fee free | -$0.00 | $35.00 | 233% | 70% |
🥉 Depop US 3.3% + $0.45 processing | -$2.10 | $32.90 | 219% | 66% |
Mercari 10% of item + buyer shipping | -$5.00 | $30.00 | 200% | 60% |
Facebook shipped 10% / $0.80 min shipped checkout | -$5.00 | $30.00 | 200% | 60% |
Etsy $0.20 + 6.5% + 3%/$0.25 | -$5.20 | $29.80 | 199% | 60% |
Whatnot commission + processing | -$5.75 | $29.25 | 195% | 59% |
eBay Most categories | -$7.20 | $27.80 | 185% | 56% |
Poshmark 20% / $2.95 | -$10.00 | $25.00 | 167% | 50% |
2026 US Platform Fees at a Glance
Reviewed 2026-10-01These scoped seller-fee assumptions come from the canonical Underpriced economics engine. Buyer shipping, buyer tax, and optional promotions are explicit inputs rather than guessed.
Exact threshold calculator
Poshmark fee calculator: under, at, and over $15
For US sales below $15, Poshmark deducts a flat $2.95. At exactly $15 and above, it deducts 20%. The live result uses the main Sale Price, Buy Cost, and Shipping Cost inputs so you can see both seller proceeds and profit without creating a duplicate URL.
| Scenario | Sale | Fee rule | Fee | Seller proceeds | Profit after example cost |
|---|---|---|---|---|---|
| Below threshold | $10.00 | $2.95 flat | -$2.95 | $7.05 | $4.05 |
| At $15 threshold | $15.00 | 20% | -$3.00 | $12.00 | $7.00 |
| Above threshold | $40.00 | 20% | -$8.00 | $32.00 | $20.00 |
At $14.99 the fee is $2.95; at $15 it is $3.00. Shipping discounts, promoted-closet products, taxes, returns, and other account-specific adjustments are outside this public seller-commission model.
Mercari Fee Calculator: Exact Seller Payout
Mercari charges sellers 10% of the completed item price plus buyer-paid shipping. There is no separate seller payment-processing fee in this current US model. Enter the accepted offer and both sides of shipping so payout and profit stay auditable.
The payout shown is your Mercari balance before cash-out. Mercari currently lists standard direct deposit at $0, Instant Pay at $3, and a $2 fee for a failed direct deposit; those account-level withdrawal fees are not assigned to this one sale.
(45.00 + 6.99) - 5.20 fee - 6.99 shipping - 15.00 COGS - 0.50 supplies = 24.30
| Scenario | Accepted item price | Fee basis | Selling fee | Net profit |
|---|---|---|---|---|
| $20 quick sale | $20.00 | $24.99 | -$2.50 | $12.15 |
| $50 offer accepted | $45.00 | $51.99 | -$5.20 | $24.30 |
| $100 free shipping | $100.00 | $100.00 | -$10.00 | $47.50 |
Etsy Profit Calculator: Use the Right Order Total
If you need an Etsy profit calculator, treat the Etsy result here as your base margin after the standard US listing fee, transaction fee, and payment processing stack. The tool already includes Etsy's $0.20 listing fee, 6.5% transaction fee, and 3% + $0.25 payment processing.
Etsy charges its transaction fee on the full order amount, including buyer-paid shipping and gift wrap. This compact calculator does not invent those checkout values; use the main analysis flow when buyer shipping, buyer tax, or Offsite Ads affect the fee basis.
Offsite Ads are not built into the default Etsy result because they only apply to attributed ad orders. If your shop is enrolled, hold back another 15% when your trailing Etsy revenue is under $10,000, or 12% once you cross that threshold. Etsy caps that Offsite Ads fee at $100 per order.
For Etsy-specific math, Sale Price is item price and Etsy Buyer Shipping is buyer-paid shipping charged at checkout. The output adds them before calculating the listing, transaction, payment, and Offsite Ads scenario.
1 listing unit at $0.20
6.5% transaction plus 3% + $0.25 US processing
0% scenario, capped at $100
198.7% ROI / 59.6% margin
| Vintage Scenario | Order | Fee Stack | Net |
|---|---|---|---|
| Vintage tee | $30.00 + $5.00 ship | Etsy fees $3.78; Offsite Ads $0.00 | $16.22 |
| MCM lamp | $80.00 + $18.00 ship | Etsy fees $9.76; Offsite Ads $14.70 | $33.54 |
| Heavy coat | $250.00 + $25.00 ship | Etsy fees $26.58; Offsite Ads $33.00 | $120.42 |
eBay profit calculator layer
Check eBay Net Profit After Shipping, COGS, and Ads
Use this when sold comps give you an expected eBay price but the real payout depends on buyer-paid shipping, your label cost, cost of goods, packing supplies, category fee, and Promoted Listings rate.
eBay Assumptions
Item price, cost, shipping, fees, and promotion settings in one pass.
Most categories fee schedule
0.0% of estimated order and tax basis
After COGS, seller shipping, supplies, fees, and ad rate
Fee basis: $50.00
eBay + PayPal boundary
Compare eBay managed payments with a separate PayPal sale
Do not add the PayPal fee to the eBay result. eBay’s current final-value fee already includes payment processing. The PayPal column below is an alternative direct/off-platform transaction using the same item price and buyer-shipping input.
eBay fee $7.20 + promoted fee $0.00; then COGS, shipping, and supplies.
PayPal fee $1.49 (2.99%); then the same COGS, shipping, and supplies.
Policy warning: This comparison is for channel planning, not for moving an eBay buyer outside eBay. eBay says buying or selling outside the platform can still trigger final-value fees and removes platform protections.
| Example | Order | Inputs | Fees | Net |
|---|---|---|---|---|
| Standard clothing | $50.00 + $8.00 ship | Most categories; 0% ad | -$8.29 | $29.21 |
| Promoted electronics | $180.00 + $0.00 ship | Most categories; 4% ad | -$32.08 | $39.67 |
| Trading card | $120.00 + $5.00 ship | Trading cards; 2% ad | -$19.46 | $44.79 |
How to Use This Fee Calculator
Enter your buy cost, expected sale price, and seller-paid shipping. The calculator compares projected pre-tax profit across the same canonical US marketplace fee policy used by Underpriced analysis.
Buyer-paid shipping and buyer tax can change several platform fee bases. This compact tool does not invent those unknown checkout values; use the main analysis flow when you need full v4 scenario inputs, optional promotion costs, or an income-tax reserve.
- Compare Platforms ranks supported US platform scopes by projected pre-tax profit, ROI, or margin.
- Pricing Calculator solves the sale price needed to hit your target pre-tax profit after estimated platform fees.
- eBay Category selects the canonical category schedule used for eBay fee math.
- Buyer Tax in Fee Basis models extra fee basis where the platform charges fees on buyer tax; it is not subtracted as a seller expense.
What Is Included
Canonical Fees
eBay category fees, Mercari, Poshmark, Depop US processing, Whatnot, Etsy, Vinted, Facebook local pickup, and Facebook shipped checkout use the shared economics policy reviewed 2026-10-01.
Not Guessed
Optional ads, seller subscriptions, international orders, exact buyer shipping, exact buyer tax, and account-specific promotions require explicit inputs or account checkout evidence.
Etsy and Vinted Scope
Etsy assumes a US physical-item listing with one listing fee unit. Vinted is included only as a compliant US personal-closet sale, not a professional resale recommendation.
Profit Boundary
Results are analysis projections. Flip Tracker and tax exports should use actual sale fees, shipping, and costs after the item sells.
Common Mistakes
Treating buyer tax as seller profit or seller expense
Buyer tax may affect a platform fee basis, but it is not your revenue and this calculator does not subtract it as a seller cost.
Using one eBay rate for every category
eBay fees are category-based and include an order fee. Select the closest category schedule before comparing platforms.
Mixing Facebook transaction scopes
Use the Facebook local row for no-checkout local pickup and the Facebook shipped row only when the order actually runs through shipped Marketplace checkout. Other off-platform payment paths need their own payment-fee inputs.
Letting the cheapest fee choose the platform
Vinted, local pickup, or low-fee channels may not be appropriate for every item. Confirm compliance, audience fit, and sell-through speed before listing.
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