PayPal G&S Fee Calculator 2026: Fees & Payout
Calculate PayPal Goods and Services, Checkout, Venmo, card, QR, and international fees, then see the expected net payout.
What this tool helps you do
PayPal fee calculator for 2026: compare US Goods and Services, PayPal Checkout, Pay with Venmo, card, QR, international add-on, and net payout before quoting a buyer.
Interactive inputs and calculations load after the app boots. Use this prerendered preview to understand what the tool covers before opening the live experience.
Best for
- paypal g&s fee calculator
- paypal gs calculator
- g&s calculator
- paypal gs fee
- paypal gs fees
PayPal G&S fee formula and assumptions
For a US domestic Send/Receive Money for Goods and Services payment, this calculator models PayPal at 2.99% with no fixed fee shown in the current PayPal business fee table. A $100 payment therefore costs $2.99, leaving $97.01 before shipping, sourcing, or conversion costs.
PayPal Checkout, Pay with Venmo, and many card-funded commercial paths are separate from the simple G&S send/receive line. The calculator lets you switch between G&S send/receive, PayPal Checkout, Pay with Venmo, standard card, and QR so the fixed fee is applied only where the official table lists one.
International commercial transactions add 1.50 percentage points to the domestic commercial rate. Currency conversion is shown as an optional planning reserve, not treated as the same thing as PayPal merchant fee.
- Use for PayPal Goods and Services payments, not Friends and Family transfers.
- Check the gross amount first: PayPal fees come out before your balance receives the payment.
- Verify current PayPal merchant fees before relying on the calculator for a large or unusual transaction.
Verify the current platform fee
Frequently Asked Questions
How much is the PayPal Goods and Services fee in 2026?
For US domestic Send/Receive Money for Goods and Services, the calculator uses 2.99% with no fixed fee shown in the current PayPal US business fee table. PayPal Checkout, guest checkout, standard card, and QR paths have different rates and fixed fees.
What is the PayPal G&S fee and how does it work?
PayPal G&S stands for Goods and Services, the commercial payment path resellers often use for buyer and seller protection. The calculator separates simple G&S send/receive from PayPal Checkout, Pay with Venmo, card, and QR rates so the fixed fee is applied only where the official table lists one.
Does PayPal charge more for international commercial transactions?
Yes. PayPal lists international commercial transactions as the domestic commercial transaction fee plus 1.50 percentage points. The calculator applies that add-on when International buyer is selected.
Is currency conversion included in the PayPal fee?
Currency conversion is shown as an optional planning reserve, not as the merchant fee itself. Use it when buyer and seller currencies differ and you need a conservative net estimate.
Can I reverse-calculate what to charge to net a target amount?
Yes. The reverse calculator uses the selected percentage rate and fixed fee to show the gross charge needed to receive the amount entered after PayPal fees.
Does this calculator model Venmo or Friends and Family?
It models the Pay with Venmo merchant path listed in PayPal's US business fee table, not Venmo person-to-person transfers or Friends and Family payments. For shipped resale deals with a stranger, use a protected commercial payment path and compare the exact fee shown here before quoting. Cash-equivalent local meetups are a separate risk decision and are not modeled as PayPal seller fees.
Related tools
eBay Mercari Poshmark fee comparison
Calculate the current Mercari 10% seller fee and exact payout, then compare reseller fees across eBay, Etsy, Poshmark, Depop, Facebook, Whatnot, and Vinted.
platform fees across eight marketplaces
Compare reseller net profit across eight marketplaces with current U.S. fee scopes, shipping, tax, item costs, and target-profit checks before listing.
flip profit after all fees
Calculate net profit, ROI, margin, break-even price, and target sale price after marketplace fees, shipping, reserves, and labor. Free calculator included.
break-even price with payment fees
Calculate the resale price that covers item cost, seller-paid shipping, supplies, risk reserve, platform fees, labor value, and offer buffer.
Guides related to this tool
Lowest Fee Selling Platforms Compared (2026)
See which selling platform has the lowest fees across Vinted, Depop, Facebook Marketplace, eBay, Poshmark, Mercari, Whatnot, StockX, Vestiaire, and Amazon.
Reseller Bookkeeping: What Does Your $50 Sale Net?
Master reseller bookkeeping with our complete guide to tracking expenses, managing inventory costs, and organizing your flipping business finances for tax time and profitability analysis.
Where to Sell Online in 2026: 7 Platforms Ranked
Compare all major reselling platforms: eBay, Mercari, Poshmark, Facebook Marketplace, Depop, Grailed, StockX, and more. Includes fee breakdowns, category recommendations, and platform selection framework.