How Much Are PayPal G&S Fees? G&S Fee Calculator 2026
PayPal fee calculator for 2026: compare US Goods and Services, PayPal Checkout, Pay with Venmo, card, QR, international add-on, and net payout before quoting a buyer.
To receive exactly $100.00 after PayPal fees, charge:
Estimated fee on that charge: $3.08
PayPal seller-fee check before you quote
Enter the gross payment the buyer will send. The calculator shows the PayPal commercial fee, the amount that reaches your balance, and the charge needed if you want to net the amount entered.
PayPal fee choices for resellers
| Payment path | US domestic model | Use before |
|---|---|---|
| Send/Receive G&S | 2.99% | Quoting a private resale buyer who will choose Goods and Services. |
| PayPal Checkout | 3.49% plus fixed fee | Invoices, checkout links, or business checkout flows. |
| Pay with Venmo | 3.49% plus fixed fee | PayPal merchant checkout where Venmo is offered as the funding path. |
| Standard card payment | 2.99% plus fixed fee | A buyer pays with card through a PayPal commercial flow. |
| QR in person | 2.29% plus QR fixed fee | Local meetup where PayPal QR is available and appropriate. |
For international commercial transactions, PayPal applies an additional 1.50 percentage points over the domestic commercial rate. Use the break-even calculator when PayPal is only one part of the cost stack.
Output decision
Quote the reverse charge when you need a hard net. Quote the gross amount when speed matters and the PayPal fee is already priced into your margin.
Next action
Copy the fee breakdown into your listing notes, invoice memo, or deal log so the buyer cannot surprise you with a different payment path.
Risk prevented
Small fixed fees, cross-border add-ons, and currency conversion can turn a thin off-platform sale into a break-even mistake.
Related payment planning
Related Articles
One useful reseller email a month
Practical sourcing and resale-research notes. No hype, and you can unsubscribe anytime.