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PayPal G&S Fee Calculator 2026: 5 Currencies + Reverse Calc

Calculate your exact PayPal G&S fee before you accept payment. Covers 5 currencies with a reverse calculator for your target net. Free calculator included.

What this tool helps you do

Calculate your exact PayPal G&S fee before you accept payment. Covers 5 currencies with a reverse calculator for your target net.

Interactive inputs and calculations load after the app boots. Use this prerendered preview to understand what the tool covers before opening the live experience.

Best for

  • paypal fees
  • paypal goods and services fee
  • paypal international fee
  • paypal fee calculator
  • fb marketplace paypal

Frequently Asked Questions

What are the PayPal Goods and Services fees for resellers in 2026?

PayPal Goods and Services fees in 2026 are 2.99% + $0.49 for US domestic transactions. International transactions carry a higher rate — typically 4.49% + $0.49 for cross-border payments. QR code in-person payments get a discounted rate of 1.90% + $0.10. Other supported currencies (CAD, GBP, EUR, AUD) have their own rate structures ranging from 2.60% to 2.90% plus a fixed fee. Rates are applied to the gross sale amount and deducted before the deposit lands in your account.

How much does the PayPal international fee cost on a $200 sale?

The PayPal international fee on a $200 sale is approximately $9.47 — 4.49% of $200 plus the $0.49 fixed fee. Compare that to the domestic rate: on the same $200 sale, a US-to-US transaction costs $6.47 (2.99% + $0.49). The difference is $3.00 extra per transaction — noticeable when you are selling multiple items. If currency conversion is also involved (buyer pays in GBP, you receive USD), PayPal adds an additional 3–4% conversion spread, pushing your total cost toward 7–8% of the sale price. Factor this into your pricing before accepting international bids.

Can you reverse-calculate what to charge to net a specific amount after PayPal fees?

Yes — you can reverse-calculate your charge to account for PayPal fees using the formula: (Desired Net + $0.49) ÷ (1 - 0.0299). To net exactly $100 after US domestic fees, you need to charge $103.50. To net $100 after international fees (4.49%), charge $105.22. This math is essential for resellers setting prices on Facebook Marketplace, Discord, and Instagram where quoting a price that shrinks after fees causes friction and disputes. Build the fee into your listed price so your target net is already protected.

Should resellers use PayPal G&S or Venmo for online sales in 2026?

PayPal G&S is the standard for online resale in 2026, offering seller protection that Venmo Friends & Family does not. Venmo Business charges 1.9% + $0.10 — cheaper than PayPal's 2.99% + $0.49 — but is less widely accepted for shipped items sold to strangers. Zelle is free but offers zero protection and cannot be reversed, making it risky for items shipped to unknown buyers. For shipped transactions, use PayPal G&S. For local cash-equivalent meetups where you hand over and receive simultaneously, cash or Zelle is fine. Never use Friends & Family for a resale — you lose all dispute rights.

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